Image via Wikipedia Budgeting -- you’ve decided -- is a cruel practice. Its demands are endless; its rewards seem meager; and trying to decipher monthly expenses becomes a chore too tedious to even define. Money is a frustration, and you think it can never be fully understood. Gaining knowledge of dollars and how they’re applied is essential, however. Personal finance demands recognizing every expense, every deduction and every potential savings -- which is why budgeting software becomes so vital. Budgeting software, as its name implies, is any program that allows you to chart … [Read more...]